1. Conduct a preliminary search with Kirnan Real Estate Property Finder.
2. Contact a loan officer and get your mortgage pre-approved.
3. Contact a Kirnan Real Estate
sales associate to look for a house in your price bracket (and/or to list your current home if you also want to sell). Then begin looking for a home with your Realtor. Take notes so you can evaluate and remember the differences between each home you see.
4. Once you find a home you want to make an offer on , you'll sign a purchase agreement and give the seller earnest money to seal the deal. If your offer is accepted (sometimes with contingencies), determine a date you wish to close and have the house inspected to ensure there's nothing seriously wrong with the property.
5. Notify your loan officer that you've found a property so they can begin the appraisal and title process. And, lock in your interest rate. Your loan officer will send you a new good faith estimate which shows your monthly mortgage payment as well as your estimated cash needed for closing. Your attorney will notify you of the time and date you close on your home and the items you'll need to bring to closing.
6. Notify your phone company, utilities (don't forget water and sewer), moving company, post office, newspaper, magazines, friends and family.
7. Pack and move!
